Decision Intelligence

Your month-end. Done by Tuesday.

Cognio turns raw ERP data into board-ready commentary, forecasts, and decisions — automatically.

0 Bn

SEK assets under management

0 days

Average time to month-end close

0%

Less manual reconciliation work

Built for CFOs and controllers managing real estate and private equity portfolios

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Controllers spend 60% of their time on work that should be automated.

STEP 01

Pull and reconcile data

1–2 days

Export from ERP, line up GLs across entities, fix the inevitable mapping breaks.

STEP 02

Identify variances

1 day

Trace deviations through accounts, dimensions and transactions to find the cause.

STEP 03

Write commentary

1–2 days

Translate numbers into a narrative the board will actually read.

AI MANAGEMENT COMMENTARY

Board-ready narrative, generated in minutes.

Cognio reads the numbers, finds the story, and writes it the way your CFO would. Every sentence is traceable to source transactions.

Commentary

Mar 2026

EBITDA decreased 2.1% versus budget, driven by elevated personnel costs in the Nord region A.7010 following three new hires TX.4421. Property operating costs remained stable at 4.2 MSEK A.5010.

High confidence · 0%

FORECASTING & SCENARIOS

Forecasts that update themselves.

Driver-based forecasts re-run on every data refresh. Compare scenarios side by side and roll up across entities instantly.

Forecast · Q2–Q4 2026

SEK (M)
ActualBudgetForecast

DECISION ENGINE

From insight to recommendation.

Cognio surfaces what to act on this week, why it matters, and what the impact looks like under each option.

Recommended actions

  • Renegotiate Nord personnel plan

    +420 000 SEK / mo

  • Adjust Q2 indexation timing

    Reduces variance 40%

  • Investigate invoice 8421

    Unblock 180 000 SEK

How it works

01

Connect

Plug in Fortnox, Business Central, or any ERP via API or SIE-fil.

02

Standardize

We map your chart of accounts to a unified model across entities.

03

Analyze

Cognio generates commentary, forecasts and anomaly alerts.

04

Decide

Review traceable insights and act on prioritized recommendations.

Connects to the systems you already run

FortnoxVismaBusiness CentralSIE-filExcelBank API

New source? It becomes one more adapter — never a rewrite.

Every number, traceable.

Auditors verify our AI-generated reports faster than human-written ones. Each statement links back to source transactions.

CLAIM

"Personnel costs +18%"

AGGREGATE

A.7010 · Nord · Mar 2026

ACCOUNT

Salaries · 4 950 000 SEK

TRANSACTION

TX.4421 · 42 000 SEK

"We went from a five-day close with three people writing commentary to a two-day close where Cognio drafts the narrative and we just review it."
Group CFO · listed real estate group, Stockholm

Pricing

Simple plans. No per-seat fees.

Commentary

From 12 000 SEK/ month
  • Monthly AI commentary
  • Up to 3 entities
  • Variance detection
  • Citation traceability
  • Email support
Most popular

Commentary + Forecast

From 25 000 SEK/ month
  • Everything in Commentary
  • Driver-based forecasts
  • Up to 12 entities
  • Scenario comparison
  • Priority support

Enterprise

Custom
  • Unlimited entities
  • Decision Engine
  • SSO + audit logs
  • Dedicated success manager
  • Custom integrations

FAQ

Every claim Cognio generates is bound to a specific account, dimension and set of transactions. The model is constrained to only cite values it has directly read from your ledger, and each sentence carries a confidence score and source link.

Native integrations for Fortnox and Business Central. Visma, SIE-fil, Excel and any REST API are also supported.

Typical setup is two to three weeks: one week to map your chart of accounts, one week to validate the first month of output with your team.

All data is encrypted in transit and at rest, hosted in EU data centres. SOC 2 Type II in progress; SSO and audit logs available on Enterprise.

Yes — every figure in a Cognio report is one click away from the underlying transaction. Auditors typically prefer it to manual reports.

Cognio surfaces data quality issues as anomalies before they reach a report, and flags low-confidence sections for human review.

Close the books by Tuesday.

See how Cognio turns your next month-end into board-ready commentary, forecasts and decisions.